12/19/14

Aderant Expert MatterWorks Simplifies Matter Management and Price Modeling for Law Firms


Atlanta, GA (PRWEB) December 18, 2014

Firms working to maintain profitability in the current legal landscape now have new options for enhanced pricing and project management tools as Aderant, the world’s largest independent legal software company, announced today the Expert Matter Planning solution has been rebranded as Expert MatterWorks™.

“Matter planning and legal project management tools are more essential than ever before,” commented Mike Barry, Executive Vice President for Product and Strategy at Aderant, a sentiment shared across the industry. In fact, Law Technology News published an article earlier this month asserting that, while technologies do exist in unique areas, “no third-party offerings that integrate all components needed in professional pricing—including cost structure and data, matter mapping, purchase modeling (to put together realistic bids), project management and budget tracking.”

“Our goal at Aderant is to meet industry needs such as these,” Barry continued. “By continuing to enhance functionality and increase availability of MatterWorks, we hope to help firms get a deeper understanding of their own internal data and help facilitate growth for the industry as a whole.”

One firm already reaping benefits from the Expert MatterWorks solution is Bird &Bird, a prominent UK firm and Aderant user for more than 17 years. Beginning in 2011, the firm collaborated with Aderant during the development of Expert MatterWorks as part of the Early Adopter Program, providing detailed feedback on the product and related firm processes. Implemented as part of a firm-wide profitability initiative, the Aderant tool has helped Bird & Bird in managing resources, pricing matters and assessing profitability before and throughout all stages of the matter lifecycle.

“Cost management has been a key element of our response to the credit crunch and the trend for toughening client negotiations based on price,” commented Bird & Bird Chief Financial Officer Paul Colvin. With Aderant MatterWorks, Colvin reports that the firm can now “call upon resources across the firm, in any country, and easily see how team changes will impact on profitability… The information is at our fingertips – we’re able to look at precious work so that our cost management gets better over time.” Colvin continues, “The Aderant tool helps give the level of detail we need and otherwise would not have. We will be in the best possible place to recover our costs… We can keep clients fully informed, flag up any issues early and make more accurate projections of cost.”

Aderant Expert MatterWorks utilizes an easy-to-use wizard approach to simplify matter planning and forecasting, enabling firms to more easily and confidently respond to and manage requests for both standard and alternative fee arrangements. Specifically developed to address the challenges firms are facing in professional pricing, Expert MatterWorks extracts cost data, price modeling and other project management metrics from previously modeled matters to develop realistic estimates, track work against budget as it is performed and manage changes to these parameters throughout the matter lifecycle. For more information on Expert MatterWorks, visit http://www.aderant.com.

###

About Aderant

Aderant, headquartered in Atlanta, is a global provider of comprehensive business management software for law and professional services firms. With a 35-year history as a global industry leader, Aderant supports 3,300 clients in more than 30 countries. Its clients represent 70 percent of the world’s largest firms and 86 percent of the Am Law 200 across all segments of the legal market. Among these clients, Aderant has maintained a combined customer retention rate of more than 95 percent. Aderant’s complete suite of solutions includes: business development, calendar/docket matter management with built-in court rules, client relationship management (CRM), practice and financial management, time and billing, case management, document management, and business intelligence. Aderant helps firms more effectively and profitably manage, grow, and protect their businesses. More information is available at http://www.aderant.com. Twitter: #Aderant @Aderant / LinkedIn: http://www.linkedin.com/company/aderant.

Aderant, Aderant Expert, the Aderant logo, Expert, and Redwood Analytics are trademarks of Aderant Holdings, Inc. Other brand and product names are trademarks or registered trademarks of their respective owners.







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12/16/14

Preapproval's the Secret for Not Dinging Your Credit Score

Preapproval's the Secret for Not Dinging Your Credit Score
Credit report document paperwork credit score account cover experian free credit report number history tracking background Cassandra Hubbart/AOL The almighty FICO score has a big impact on how we make financial decisions, and for good reason.
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The monthly bill that could save — or destroy — your credit score
One of the easiest ways to repair your credit history is to pay your bills on time. Every bill, every time. But the biggest bill in many households — and one that people are likely to prioritize when money runs low – is often left out of the equation …
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Credit scores here among strongest in nation, says new study
Consumers with a good credit score have numerous advantages, says NerdWallet, including an easier time obtaining a credit card, securing a loans and borrowing at the most favorable interest rates. A good score also helps when trying to rent an …
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12/15/14

Mortgage Rates Settle At 18 Month Lows for California Borrowers

San Diego, CA (PRWEB) December 12, 2014

It was a volatile day for bond markets yesterday. But luckily, thanks in most part to European markets informing domestic trading, mortgage-backed securities (MBS) held their ground and as a result, the end of the day saw mortgage rates settle back in at 18 month lows. Blue Home Loans, Inc., a full-services California mortgage company that is dedicated to finding the lowest mortgage rates and the best loan products for its clients, comments on this recent rate trends and offers some insight that may be helpful for California borrowers seeking to buy a new home or refinance their current one.

The company takes a look at the December 11th report from real estate news website, Mortgage News Daily. This article says, “Mortgage rates didn’t move much today, depending on the lender. Lenders that reissued improved rate sheets yesterday afternoon are generally in the same territory or slightly worse. Lenders that did not reprice yesterday are slightly better today. On average, rate sheets are close to ‘unchanged’ with 3.875% remaining the most prevalently quoted top tier, conforming, 30yr fixed rate. Lower rates are available, but require higher upfront fees.”

That same article goes on to explain, “The fact that rates held steady today is a welcome development considering the market headwinds. The mortgage-backed-securities (MBS) that most directly influence mortgage rates tend to suffer in the face of stronger economic data, and this morning’s Retail Sales report was very strong. While that did cause weakness in MBS initially, it wasn’t the only factor in play. As has been the case frequently in 2014, European markets were informing domestic trading until mid-day.”

Blue Home Loans explains that weakness in European markets will often spill over to domestic bond markets and in some cases cause rates to go lower, or at least keep them from getting much higher, which was the case earlier this year when European concerns served as something of a wet-blanket, keeping rates from rising too high. This influence seems to have grown to the point where it often seems to trump domestic economic data when it comes to mortgage rate influencers, even very weighty data such as the monthly jobs report.

However, this does not mean that borrowers are always on safe ground when it comes to waiting around for the right time to lock in a good mortgage rate. It is important to keep in mind that without this influence from across the sea, mortgage rates might otherwise be at quite different levels right now. This means that if and when European markets turn a corner, domestic rates may have a lot of catching up to do. This and the fact that mortgage rates are expected to increase in 2015 means that those who have home loan plans but have not acted on them yet might want to get serious when it comes to starting their loan application so that they will have the option to lock in the best loan rates available.

The Blue Home Loans team of mortgage professionals can help those who are planning to purchase a home in California, or those who already have a home and wish to refinance their mortgages, to take advantage of today’s lowest California mortgage rates and get the best possible loans for their specific mortgage situation. The Blue Home Loans website states, “We make finding a loan simple because we have virtually every loan program available, regardless of the type of mortgage you are looking for. Whether you are dealing with bad credit, foreclosure, bankruptcy, or low credit scores, we can help you. It only takes us five minutes to find the right program that fits your needs.”

For more information on how Blue Home Loans can help California home loan borrowers get approved for their home purchase loan or refinance quickly, please visit BlueHomeLoans.com or call 1-888-929-BLUE (2583) to speak with an experienced mortgage professional.

California Bureau of Real Estate — BRE #01938557 NMLS #1162386







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12/13/14

Grouplend, Canadas Very First On The Web Lending Market, Expands Its Supplying Across the Country


Vancouver, Canada (PRWEB) December 10, 2014

Grouplend, Canada’s very first online marketplace lender, revealed these days so it has actually broadened to offer clients from all provinces nationwide, apart from Quebec and Nova Scotia.

The style of marketplace financing, or peer-to-peer financing, the Vancouver-based startup is using has seen remarkable success various other parts of the world with similar on line lenders expected to issue over US$ 6 billion this current year inside U.S. alone. Lending Club, the biggest regarding the United states contingent, is within the last phases of an IPO that could appreciate the business at more than US$ 5 billion. As the model is new to Canada, it’s rapidly shown significant grip since Grouplend launched earlier on this year.

Just like Lending Club, Grouplend connects investors finding steady comes back on the cash with consumers searching for quick unsecured loans at less expensive rates. Present totally web, Grouplend is able to function more efficiently and at a much cheaper than old-fashioned retail banks that handle multiple branches and count on handbook, paper-based processes.

These cost benefits tend to be passed on to customers in the shape of a far more affordable replacement for holding bank card balances and other higher interest personal loan items. In comparison to charge cards, Grouplend consumers can save 30-70percent in interest expense.

“Banking in Canada doesn’t work for regular Canadians any longer,” claims Kevin Sandhu, Grouplend’s CEO. “We’re accustomed to high charges, high rates of interest, and bad customer support. For Decades, the industry overall has failed to innovate.”

Sandhu’s terms tend to be an indictment of an industry that will rake in a record-setting $ 31.9 billion in profit this present year between your big five Canadian banks. Given that banking institutions’ profits balloon, the picture isn’t therefore rosy when it comes to average Canadian household. TransUnion reports that the typical Canadian consumer will hold over $ 28,000 in customer and credit card debt by the end of 2014.

“Banks tend to be making a king’s ransom, and they’re taking it right from the pockets of each and every day consumers through inflated fees and high interest levels on charge cards and consumer financial loans,” claims Sandhu. “Online lenders tend to be an alternative to that. We believe accountable, middle class Canadians deserve less expensive accessibility the money that they need to stay their resides.”

He’s banking regarding the undeniable fact that Canadians have the in an identical way.

About Grouplend:

Grouplend, Canada’s very first on line lending platform, is challenging the status quo in Canadian financial by providing more affordable rates on personal loans and delivering a friendly, individualized buyer knowledge. The working platform utilizes custom-built technology enabling Canadians to make use of and be eligible for that loan in less than 3 minutes — all without affecting their credit score. Entirely on the internet and user-friendly, Grouplend makes borrowing refreshingly easy.







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12/12/14

Italian bond futures fall after S&P credit rating downgrade

Italian bond futures fall after S&P credit rating downgrade
LONDON Dec 8 (Reuters) – Italian bond futures slumped in early Monday trade after Standard & Poor's cut Italy's sovereign credit rating on Friday to just one notch above junk. In a blow for Prime Minister Matteo Renzi, who came into office in February …
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Ingersoll-Rand PLC Assigned BBB Credit Rating by Morningstar (IR)
Ingersoll-Rand PLC (NYSE:IR) has received a “BBB” credit rating from Morningstar. The firm's “BBB” rating suggests that the company is a moderate default risk. They also gave their stock a three star rating. Other equities research analysts have also …
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S&P cuts Italy's credit rating to a notch above junk status
NEW YORK (MarketWatch) — Standard & Poor's cut Italy's long- and short-term credit rating to a notch above junk status Friday, lowering its rating to BBB-/A-3 from BBB/A-2. The move reflects recurring weakness in Italy's real and nominal GDP …
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12/10/14

The New Jersey Small Business Development Centers Network Honors 13 Exceptional Clients, Legislators and Members of the Media and Receives Thanks and Praise


Monroe Township, NJ (PRWEB) December 08, 2014

Mario Tommolillo, owner of Mario’s Classic Auto Body, Paterson, summed up why the New Jersey Small Business Development Centers network needs legislative support.

“I’m an Italian immigrant with a high school diploma. I am living the American dream,” he said crediting the NJSBDC network for his success and urging legislators to advocate for the network.

He made his remarks during the festive Annual Small Business Growth Success Awards Luncheon Dec. 5 at the Forsgate Country Club, here, during which 13 business recipients were honored for their commitment, passion and success working with the NJSBDC network.

And the state legislators in attendance couldn’t have agreed more.

Sen. Sandra B. Cunningham (parts of Hudson County), who is the majority whip said she is “fighting for (NJSBDC) all the way.”

Sen. Linda R. Greenstein (parts of Middlesex and Mercer counties), assured the several hundred in attendance that NJSBDC “is the organization that represents you, small business.” She added that the entire Senate Budget Committee knows how important the SBDC is to the state’s economy.

The network, just last year, had 644 clients start a new business and assisted in small businesses being able to create 2,191 jobs and retain 14,288 positions.

Other legislators who received “Business Advocate” Awards included Assemblyman Anthony Bucco (parts of Morris, Somerset counties) and Assemblyman Ronald S. Dancer (parts of Burlington, Monmouth, and Ocean counties). They expressed equal support of the NJSBDC network’s mission in prepared statements. Assemblyman Ron Dancer was not present due to a schedule conflict, but, Assemblyman Samuel Fiocchi (Cape May County, parts of Atlantic and Cumberland counties) traveled all the way from Vineland, NJ to accept an award on behalf of Assemblyman Anthony Bucco, who was out of town for a legislative conference. As a small business owner himself, Fiocchi who serves on the Assembly Telecommunications and Utilities Committee and Regulatory and Oversight Committee voiced his support for the NJSBDC program, saying it provided needed assistance for small businesses.

And the NJSBDC network thanked members of the media who wrote fair and objective stories and supported them editorially, Keith Ryzewicz, of the Courier News, Home News Tribune and Daily Record, Kevin Post of The Press of Atlantic City and Kevin McArdle of Townsquare New Jersey 101.5 radio, especially at critical junctures in the life of the network during state budget considerations. McArdle accepted his award in-person and acknowledged the network’s impact, relaying the story of meeting COO/Associate State Director Deborah Smarth in the halls of the State House and learning about the program’s economic impact. He said “That was an impressive luncheon and I was thrilled to be included.”

Several speakers said the passion of Deborah Smarth, NJSBDC COO/Associate State Director in making arguments advancing the cause of small business resulted in real gains. They thanked the CEO/State Director Brenda Hopper and Smarth for their collaborative efforts to publicize and grow the program for the good of small business owners and entrepreneurs.

Quoting Thomas Jefferson, Smarth told the crowd, “Do you want to know who you are? Don’t Ask. Act! Action will delineate and define you.” Then, she said each of the awardees acted and defined themselves, calling on the audience to applaud them for their great accomplishments.

Hopper acknowledged the support of the Small Business Administration and said the NJSBDC could not do what it does without their support. Al Titone, director of the SBA New Jersey District Office and Kellie LeDet, regional administrator of SBA’s Region II (NY, NJ, Puerto Rico, Virgin Islands), participated in the program.

“They are our funding partner,” she said, noting the organization is critical to the NJSBDC. She also acknowledged Rutgers University and Rutgers Business School for hosting their headquarters as well as thanking PNC Bank and PSE&G as financial sponsors of the event.

As each of the 13 recipients was lauded, they spoke of the guidance, counseling, knowledge and expertise of the NJSBDC.

“The reality is I want to make my business explode and I meet with the Rutgers-New Brunswick NJSBDC to direct me and show me the way. It humbles me,” said Jonathan Wilner, President/CEO of A. Harrington Limousine Service, Inc. “After 26 years of doing it the wrong way, now I can do it the right way.”

The 13 Success Awards Winners are:


    Tap Factory, LLC (Taseen Peterson, Mark Petersen, Cameron Smith) – A client of the NJSBDC network E-Business Program. A boutique app developer, the company has developed an application named Notefu.ly which has been downloaded more than 4 million times and ranked as high as the top three in the entire Apple App Store; located in Newark.
    Optimal Solutions, Inc. (Vijay Hanagandi, Ph.D., CEO) – A client of the NJSBDC network Technology Commercialization Program. Delivers customized software applications that model, optimize and simulate industrial processes including manufacturing, supply chains, research and development projects to help companies optimize efficiencies and increase profitability; located in Lyndhurst.
    Glazer Promos, LLC (Trish Glazer, President/Owner) – A client of NJSBDC at Bergen Community College. A full service promotional products source where creativity, personal attention and value come together. The mission is to translate the needs of the company’s clients into products that give them voice to their message in a customized approach; located in Mahwah.
    Shore Cake Supply, LLC (Jennifer K. Welter) – A client of the NJSBDC at Brookdale Community College. Sells cooking tools and ingredients in addition to cake, cupcake, cookie and an array of candy making and decorating supplies; located in Ocean.
    Advanced Built Structures, Inc. (Deidre McCarthy) – A client of the NJSBDC at New Jersey City University. Employs between 45 and 75 workers (depending on contracts) and has positioned itself as a leading manufacturer of pre-fabricated steel walls and joists in the Northeast; located in Jersey City.
    Technical Integration Services, LLC (Shawn and Brian McDonough) – A client of NJSBDC of Northwest Jersey. Has expanded its client base to include small businesses providing them with the same high-quality, cost effective data center solutions and services that it has provided to medium and large size companies; located in Fairfield.
    Healthy Balance (Jane Bowers) – A client of NJSBDC at Raritan Valley Community College. Specializes in gluten-free foods, herbs, and a vast inventory of supplements that support a “healthy balance;” located in Lebanon.
    Pilani’s Woman’s Boutique Stores (Bharat and Pallavi Aggarwal) – A client of NJSBDC at Richard Stockton College. A woman’s boutique offering imported designs, unique clothing, handmade accessories, gifts and more, striving to produce the perfect mix of clothing, accessories and gifts; located in Atlantic City.
    Shade Environmental, LLC (Diana and William Lynch) – A client of the NJSBDC at Rutgers-Camden. A highly regarded firm by their peers, they specialize in asbestos and mold remediation and mechanical insulation services and employ from 20 to 25 employees; located in Maple Shade.
    The Mavins Group, LLC. (Susan Devaney, CEO) – A client of the NJSBDC at Rutgers-Newark. A move management company that focuses on serving seniors and provides concierge-style services, frequently related to lifestyle transitions that employs 17, full and part-time; located in Westfield.
    A. Harrington Limousine Service, Inc. (Jonathan Wilner, President/CEO) – A client of NJSBDC at Rutgers-New Brunswick. Owned for three generations, the Limousine Service offers luxury service and innovative ideas to maintain and exceed client satisfaction; located in Edison.
    AJ Cleanness Corporation (Alvaro Lopez) – A client of NJSBDC at the College of New Jersey. Provides cleaning services for gymnasiums, pharmaceutical companies, general office buildings, restaurants, hotels, events, car dealerships. Government facilities and more; located in Princeton.
    Mario’s Classic Auto Body (Mario Tommolillo) – A client of NJSBDC at William Paterson University. A successful auto body repair company in business for more than 20 years that stresses being eco-friendly; located in Paterson.

The NJSBDC network consists of 12 centers statewide; the organization counseled more than 5,000 small business owners and entrepreneurs, sponsored almost a thousand training sessions statewide and helped its clients create and retain more than 16,000 jobs in the state during calendar year 2013.

About America’s SBDC New Jersey (NJSBDC)

The New Jersey Small Business Development Centers network provides comprehensive services and programs for small business in New Jersey, helping businesses expand their operations, manage their growth, or start new ventures. Expert staff and practicing business consultants help small business owners and entrepreneurs to develop business plans, find financing, identify new markets, find procurement and international trade opportunities, commercialize technology and develop an E-commerce presence. This non-profit network, a federal-state-educational partnership, leverages funding from the Small Business Administration (SBA), the N.J. Business Action Center, the educational institutions that host the 12 centers as well as other private sponsorships and additional grants. The NJSBDC Headquarters, located at the Rutgers Business School in Newark, NJ, oversees the network which is an accredited member of America’s SBDC. More than 1,000 centers and satellite offices serve small businesses across the country. Visit http://www.njsbdc.com.

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12/9/14

Bank of America: What is a “good” credit score?

What is “good” credit? And who determines your credit score, good or bad? This video will show you who keeps track of your credit scores and some rules of th…

How to raise your credit score fast

I went from a 573 to a 631 in less than a month, and now have a 700, 10 months later. Here are a few steps that you can use to help increase your score quick…
Video Rating: 4 / 5

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12/7/14

How to use a free credit score, and what to do with it

How to use a free credit score, and what to do with it
The first thing you need to know is the difference between a credit report and a credit score. A creditreport is a record of your credit history. It includes your current and past credit accounts and debts, current balances and payment history …
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Live Wire: Credit report firms operate opt-out site
You're talking about a service that allows you to opt out of pre-approved credit card offers. It's operated by the major credit-reporting agencies – Equifax, Experian, Innovis and TransUnion. Each company already knows your Social Security number …
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12/6/14

Credit Report Disputes Made Easy and Free With Credit Karma Platform

Credit Report Disputes Made Easy and Free With Credit Karma Platform
This means that many customers checking their credit reports for the first time will encounter mistakes. Credit Karma is making it easier than ever to fix these reporting errors. The process allows consumers to begin making disputes about their credit …
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“The credit report is the financial gatekeeper for many Americans,” said Chi Chi Wu, a staff attorney at the Boston-based National Consumer Law Center who specializes in consumer-credit issues. The nonprofit center strives for consumer justice …
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Mining Pick? Take Rio Tinto Over BHP Billiton
An error has occurred and your email has not been sent. Please try again. By … Adds Paul McTaggart of Credit Suisse: “The problems of miners are so well known that almost all of the bad news is already in the price.” The stocks … “Why would anyone …
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