Repair Credit Rating – There Is No Quick Fix

Trying to repair credit rating scores is not something you can do overnight. Neither is it something that someone else can do for you. There are ways to help you repair credit ratings, but you really do have to want to improve your rating to an acceptable level.

If you have been denied credit, chances are it is because you have a poor credit rating. To find out for sure, you can request an annual free credit report gov to see what information the report contains. Once you see that you have a lot of outstanding bills with missed or late payments, then you will have to take the necessary steps to repair credit rating. Although this won’t happen overnight, there are ways to improve your credit rating.

One of the easiest ways to improve your credit rating is to start paying your bills on time. Many people have a poor credit rating simply because they are negligent in sending in the payments because they do not realize how important this is to their credit rating. Even if you have plenty of money coming in to pay your bills each month, you could still have a low credit score and have to start to repair credit rating.

If you are having difficulty making your payments, there are still ways that you can improve your credit rating. One of these is to contact your back and arrange for a debt consolidation loan. When you use this money to pay off your outstanding bills and make the payments on the new loan on time, it goes a long way towards the repair of your credit rating. Creditors look favourably upon this because it shows that you really do care about your credit and want to improve your credit rating.

Another of the ways to improve your credit rating is to contact the creditors to see if they will take a lower monthly payment. When you are able to manage a lower payment and have it in on time, then you are also taking steps to repair credit rating. Creditors will usually work with you to find a manageable amount because they do want to receive their money back. You can also start with the lowest amount and make higher monthly payments to repair credit rating. In this way you are rebuilding your credit and getting your bills paid off at the same time.

There are some simple steps to repair credit ratings, but it takes some effort.

To find out more about Credit Repair visit Peter’s Website Credit Bureaus and find out about Credit Repair Services and more, including Free Online Credit Reports, and Online Credit Repair.

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Construct-A-Lead is Pleased to Announce New Enhancements to Their Online Database, Making It Easy to Track and Bid On Large Scale Construction Projects

Chicago, IL (PRWEB) August 29, 2014

Construct-A-Lead, the Construction Industry’s most comprehensive construction lead service, is pleased to announce new enhancements to their online database, making it easier than ever for subscribers to build their business pipelines and successfully bid on the large scale construction projects, described below.

Construct-A-Lead’s easy to use online construction projects database now allows subscribers to track projects in four categories: hot leads, follow up, lukewarm leads to consider later and dead leads that no longer fit the customer’s needs.

Other improvements include the ability to search by county, company name, bid date range, or by new construction, renovation, or addition. This enriched search engine allows the customer to find their construction project leads quickly and easily.

Yearly subscribers are able to download all of the construction reports in their subscription into an excel spreadsheet with a one touch feature. Navigating the site has never been easier; Construct-A-Lead’s one touch solution is efficient and user friendly.

Interested parties are invited to visit construct-a-lead.com and sign up for a free trial. This no obligation, no credit card necessary sampling allows customers 5 live construction reports over a 3 day period. Customers are encouraged to view and track projects, such as the large scale construction projects, an example of which is listed below. Reference the Project ID to utilize the new site features and to obtain direct contact information for each construction lead:

Menlo Park, CA – Menlo Park Office Project – Plans call for 260,000-square-foot office project. Construction start: Q2, Q3, 2015. $ 106,000,000 Project ID: 1335541

Conroe, TX – Conroe Mixed-Use Development – Plans call for a mixed-use development about 161 acres of commercial development on the combined sites and over 4,600 residential lots. Construction start: Q4, 2014. $ 67,300,000 Project ID: 1335403

Newnan, GA – Newnan Centre for Health – Plans call for the new construction of 25-acre, 250,000-square-foot medical office outpatient campus. Construction start: Q4, 2014, Q1, 2015, estimated. $ 75,000,000 Project ID: 1334393

Bellevue, WA – Pacific Regent II retirement community – Plans call for the new construction of a senior living development to include a north tower that is 22 stories tall and 280,900 square feet; three-story addition of approximately 24,100 square feet to the south tower, and a three-level underground parking garage. Construction start: Q4, 2014, Q1, 2015, estimated $ 60,000,000. Project ID: 1335460

Susquehanna, PA – Linglestown Road and Progress Avenue – Plans call for 220 residences, village-style commercial space with a Sheetz retail store, restaurants, and a 110-room business (Marriott) hotel on .58 acres. Construction start: Q4, 2014, Q1, 2015, estimated, $ 50,000,000. Project ID: 1335267

Jacksonville, FL – Jacksonville Landing – Plans call for the demolition of the existing structures and the new construction of a mixed use development to feature 950 parking spaces, 300 apartment units and up to 60,000 square feet of restaurant and retail space. Plans also include a high-end boutique hotel. Construction start: Q2, Q3, 2015, estimated $ 90,000,000. Project ID: 1335361

New York, NY – Renaissance Hotel 25th Street – Plans call for the demolition of the existing building and the new construction of a 39 story, 330 room, 177,513 square foot hotel. Construction start: January, 2015, $ 85,000,000. Project ID: 1335446

Beaverton, OR – Beaverton High School – Plans call for the new construction of a 320,000 SF high school to serve up to 2,200 students. Construction start: Summer, 2015, $ 109,000,000. Project ID: 1335337

Construct-A-Lead.com is an online construction projects database, helping contractors, service providers, manufacturers, distributors, suppliers and businesses in related industries gain information on all large scale commercial construction projects.

The service features hotel construction, office buildings, retail construction, medical facilities, school renovations and much more, to help bid on construction including those hard-to-find private project leads, from planning stage through completion. Construct-A-Lead’s daily updates of commercial construction project leads are an ideal solution for those who want to put their product or service into commercial, government and religious structures.

For more information, visit Construct-A-Lead.com online or call 855-874-1491.

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City of Miami Police Department Signs on to Use Online Investigations Tool to Solve Property Crimes

Miami, Fla. (PRWEB) August 29, 2014

In an effort to further combat crime, the City of Miami Police Department is now using LeadsOnline – an investigative system that enables detectives to search for suspects and stolen property across secondhand stores, scrap metal recyclers, precious metal buyers, pawn shops, and internet (eBay) drop-off stores both locally and nationwide.

“This is the largest online investigations system of its kind nationwide. Our police investigators are using it to solve crimes by instantly searching for missing items in the transaction records of businesses across the Miami area and the country. We appreciate the support of our local businesses as they work with us to serve our community,” said City of Miami Manager Daniel J. Alfonso.

The system equips criminal investigators with the ability to instantly solve crimes and return stolen goods to their rightful owners. Property can be searched using serial numbers, suspect name, item descriptions, or other information. Searches are completed within seconds. Often, these property crimes are associated with larger crimes such as homicides, arson, and fraud.

“Prior to implementing LeadsOnline, I was working a burglary case in which there were zero leads to follow. During our Department’s trial with LeadsOnline, I searched the suspect’s name, and a stolen drill was found to be pawned by him in April,” said Detective Pierre Alce, of the Miami Police Department. “The suspect was apprehended and in court the following day. If it would not have been for LeadsOnline, we would not have been able to solve this case.”

More than 3,000 law enforcement agencies nationwide, including 40 in Florida, use LeadsOnline to solve crimes that may otherwise remain a mystery. Prior to LeadsOnline, investigators had to undergo the cumbersome routine of traveling to each business to collect paper copies of every transaction, limiting their investigative information to just their city or county. Now, with LeadsOnline, law enforcement is able to instantly search more than 2/3 billion transactions reported by pawn, secondhand, gold buyer, and scrap businesses from all 50 states.

For more information, please visit http://www.leadsonline.com.         


Note to Reporters, Editors, and Producers:

LeadsOnline (http://www.leadsonline.com) is the nation’s largest online investigative system used by more than 4,400 law enforcement agencies to recover stolen property and solve crimes. Each day, millions of items are added to the LeadsOnline database by businesses including secondhand stores, scrap metal recyclers, pawn shops, and Internet drop-off stores across all 50 states. Those records are instantly available to law enforcement agencies, meaning crimes can be solved in seconds, not months. The LeadsOnline system, compatible with the NCIC, serves as an indispensible, efficient, and money-saving resource for detectives because it provides a cross-jurisdictional, instantaneous, and accurate database that stops criminals from escaping detection by selling stolen items in another city. An official eBay partner, LeadsOnline helps prevent illegal transactions on the eBay website by giving law enforcement access to the world’s largest online marketplace through automatic upload of all eBay transactions into the LeadsOnline database. LeadsOnline also includes LeadsOnlabs, a system for tracking those involved in the illegal manufacture of methamphetamines; a Metal Theft Investigation System designed to track copper and other metal thefts; and cross-checks names of pawn customers against the OFAC SDN list of known terrorists and narcotics traffickers. Each year, LeadsOnline is credited with recovering millions of dollars in stolen goods and solving thousands of crimes that are often associated with bigger crimes, such as homicide, identity theft, and arson. Based in Dallas and led by President and CEO Dave Finley, LeadsOnline works with thousands of agencies throughout the country, including the Chicago Police Department, the New York City Police Department, and the San Francisco Police Department.

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Google Comes Third in Success Rate Competition Between Search Engines

The vast majority of people still go straight to Google when they need to locate information online. However, according to the results released by Experian Hitwise recently, Google is not the most accurate search engine when it comes to results. Who is top of the list? According to Experian Hitwise, these are the top three ranked search engines in terms of the accuracy of their results:

1. Yahoo! 2. Bing 3. Google Experian Hitwise gained the data from a total of 10 million internet users based in the US. The figures apply to the month of July in this instance, but the top three is actually the same as it was in June.

Here are the main facts to be gleaned from the report:

* Yahoo! has slipped slightly in the results, going from 81.63% to 81.36%

* Bing has also dropped slightly from 80.60% to 80.04%

* Ironically Google is the only search engine to have improved its performance, increasing its success rate by almost one per cent. It has improved from 66.63% to 67.56% as a result. Should this worry those who use Google?

Google is still by far the most popular search engine in terms of the percentage of searches it gets of the whole market each month:

* It dropped back from 67.12% in June to 66.05% in July

* In contrast Bing and Yahoo! both increased their percentage of searches to 28.05% and 15.07% respectively. According to the way Experian Hitwise works, a successful search is one where a person finds something they wanted and clicks through to an actual website as a result.

Google is always striving to improve on its search results, just as the other search engines are. But this stark statistic may prompt it to work even harder. It is still clearly out in front in terms of the proportion of people who choose Google as their preferred search engine. But how long will this continue if Google does not come up with the goods that are required?

How could these results affect your business?

All businesses – or at least those that want to be found online – aim to ensure that their websites are optimised for their most important keywords. But this data seems to indicate that Google may not be as good at presenting the best results as many people think.

One thing we do know is that Google is constantly trying to improve its service. Hopefully the release of these figures will lead to more improvements in terms of how successful their searches really are. The good news is that your business has just as much chance of doing well in the search results for Yahoo! and Bing as it does for Google. This means you will gain traffic from these sources as well.

In terms of your business, performing well in the search engines is always crucial. With the help of a professional SEO Company you can enhance your rankings no matter which search engine people use to find you.


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This Time Prominent Hospital Group Falls Prey to Hackers Believed to be Based in China

New York, NY (PRWEB) August 23, 2014

On Monday, August 18th, The New York Times (NYT) reported on a data breach suffered by Community Health Systems, which operates over 200 hospitals nationwide, that saw the compromise of 4.5 million records containing Personally Identifiable Information (PII) like names, phone numbers and social security numbers. According to Mandiant, who was engaged to investigate the incident, the belief is the attack emanated from an advanced group of cyber attackers based in China, who they say are more well known for targeting Intellectual Property, like advanced designs and research, rather than this type of PII. Thankfully, at least actual medical data does not appear to have been compromised. “The healthcare industry is a huge target for hackers,” explains Joe Caruso, founder and CEO/CTO of Global Digital Forensics (GDF), a premier provider of cyber security solutions, “because there is a lot of potential money and/or leverage to be had on many fronts, from the competitive edge which could be gained by stealing confidential R&D and other IP (Intellectual Property), and would certainly pique the interest of foreign state-sponsored attack groups or any other competitor looking for an edge, to very personal medical information which organized criminal groups will be more than happy to exploit to its fullest, as in full blown identity theft, or even targeted social engineering attacks which prey on victims facing some of the most desperate medical situations imaginable by concocting things as simple as spear phishing emails dangling the false hope of the perfect new “miracle” cure, for a hefty price at the end course. Our vulnerability assessments and penetration testing offerings focus strongly on social engineering, so we can help shore up that front not only for the organization itself, but we can also offer assistance which will see employees come away with better insight on what to watch out for as far as phishing and spear phishing techniques which they may run into at home too. And that can help the organization by strengthening another commonly weak threat vector, employees getting compromised at home and opening the door for attackers to breach the organizational network by unknowingly schlepping in malware or foolishly re-using compromised credentials from home at work, which we see all the time.”

Regular testing is key to combatting APT longevity.

“Advanced Persistent Threats, or APTs, are well named,” says Caruso, “they are advanced, as in hard to detect and often complex; they are persistent, commonly letting attackers reside on a network to do their thing for weeks, months, or sometimes even years, and they are definitely a threat. That’s why professional testing and deep scanning at regular intervals is so important. APTs are almost never going to be uncovered by off-the-shelf signature-based antimalware or antivirus solutions, and that’s why you need an arsenal like ours that goes way beyond those basic capabilities. We can even hunt down and eradicate many as of yet undiscovered zero-day threats. We can also help coach up internal staff on system behavior and other clues to look for to spot threats early, and help them devise an effective emergency response plan and escalation matrix, or strengthen any existing emergency response policies and procedures.”

The scope of the problem is costing the healthcare industry plenty.

“The NYT article also highlighted some numbers which should be pasted prominently on the wall of every IT security department in the healthcare industry. It siad last year an ESET researcher calculated that the numbers broke down to the protected health information records of 24,800 Americans being exposed every single day! And judging by the record breaches this year already, I doubt that number is shrinking this year. So when you consider healthcare organizations are going to end up paying a hefty cost for each and every compromised record, from the time and resources it’s going to take to notify everyone affected and consumer protection plans they will have to shell out for, to the stigma which can affect patient trust and organizational credibility, it becomes very clear that the cost of doing nothing will end up being far greater than the cost of letting proficient cyber security experts help substantially improve your cyber security posture against future attack attempts and eradicate any existing threats already residing on the network, as well as assist with 24/7 emergency response should the unthinkable happen. And yes, we are fully versed in the regulatory compliance issues like HIPAA (Health Insurance Portability and Accountability Act) which apply to the healthcare industry and can help make full compliance as painless as possible,” Caruso said.

Customized for the uniqueness of every client

*Global Digital Forensics is a recognized industry leader in the fields of computer forensics, cyber security and emergency incident response, with years of experience assisting clients in the government, banking, healthcare, education and corporate arenas. For a free consultation with a Global Digital Forensics specialist, call 1-800-868-8189 about tailoring a cost-effective plan which will meet your unique needs, without wasting resources on solutions you simply don’t need. Emergency responders are also standing by 24/7 to handle intrusion and data breach emergencies whenever and wherever they arise. Time is critical if a cyber incident has occurred, so don’t hesitate to get help. For more information, visit http://www.evestigate.com.


Commercial Litigation Attorney Engels J. Tejeda Joins Holland & Harts Salt Lake City Office

Salt Lake City, UT (PRWEB) August 08, 2014

Engels J. Tejeda has joined Holland & Hart LLP as Of Counsel in the firm’s Commercial Litigation practice group in its Salt Lake City office.

Tejeda represents businesses and individuals in state, federal, and bankruptcy courts in complex commercial litigation. His litigation experience includes finance disputes, business torts, title disputes, repossession and deficiency claims under the Uniform Commercial Code and state foreclosure statues, actions under the Bankruptcy Code and the Fair Credit Reporting Act, and judgment enforcement proceedings. In addition to his litigation experience, Tejeda negotiates and drafts loan workouts, settlement agreements, bills of sale, asset purchase agreements, and other complex financial documents.

Tejeda shares Holland & Hart’s commitment to its communities. He serves as a judge pro tempore in the small claims division of the Salt Lake City Justice Court, by appointment of the Supreme Court of Utah. He also chairs the continuing legal education committee of the Young Alumni Association of the University of Utah’s S.J. Quinney College of Law, and is a student mentor at Westminster College. In addition, He served as a non-commissioned officer in the United States Army Reserve for eight years, which included two active duty deployments to Iraq and Kosovo.

He received his B.A. from Westminster College in 2003 and then continued on to graduate from the University of Utah’s S.J. Quinney College of Law in 2006. He is licensed to practice in both Florida and Utah.

Holland & Hart’s commercial litigation practice covers the spectrum of business relationships. Its variety parallels the assortment of commercial ventures and arrangements in which its clients are involved. Because of the variety of litigation matters the firm handles, it has extensive experience with the breadth of remedies that are sought in business cases. From lost profits to receiverships to injunctions to specific performance to an array of consequential damages claims, we are prepared to creatively and persuasively present and defend claims based on these theories.

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OnBase by Hyland plus Parchment Partner to Create a Complete End-to-End Transcript Solution

Cleveland, OH (PRWEB) August 19, 2014

OnBase by Hyland plus Parchment, a leader inside the exchange of electronic credentials, have partnered to simplify the way inside that universities send plus get student transcripts, accelerating the evaluation procedure, reducing paper fees plus improving protection. The strategic end-to-end transcript answer assists any organization obtain, evaluate plus import into the enterprise resource planning (ERP) or degree audit systems without manual intervention. Whether an organization receives transcripts about paper or electronically, it can obtain the transcript plus deliver the course equivalency to the student.

The partnership with Parchment allows an organization to obtain plus procedure the transcript electronically – whether it happens to be received about paper or digitally. Instead of printing electronic transcripts to manually enter the information, OnBase accepts the digital information plus leverages it in the Degree Audit program. This offers pupils a more exact view of their degree completion progress, causing high student yield rates, greater class selection, quicker degree completion along with a competitive benefit for universities.

“We are thrilled to boost transcript delivery for organizations internationally by integrating OnBase’s API into Parchment’s digital credential platform,” mentioned Matthew Pittinsky, CEO of Parchment. “This integration can ease the time plus strain inside processing plus releasing transcripts, eventually improving workflows thus which registration offices may rather focus about improving results for the pupils they serve.”

Research shows which transfer pupils frequently arrive with 3 to five transcripts inside tow, generating it critically significant to capture transcript info plus truthfully procedure transfer credits, assisting pupils protect time plus funds when organizations boost registration plus supply superior student service.

“We are building comprehensive solutions to satisfy the many pressing difficulties inside high knowledge,” mentioned Laurel Stiller, high knowledge industry manager at OnBase. “This answer might aid universities grow their enrollments plus place pupils about a quick track to graduation.”

To understand much more about how OnBase catches transcripts plus automatically evaluates them, please see OnBase.com/HigherEd.

About OnBase by Hyland

OnBase is a flexible plus comprehensive enterprise content administration (ECM) answer which assists organizations manage documents plus information to streamline company operations. Integrating with everyday company applications, OnBase delivers instant access to important info whenever we require, whenever you’re. OnBase grows with companies because requires change plus company evolves.

OnBase is regarded as many popular ECM solutions for schools plus colleges. To support the high knowledge enterprise, the flexible, scalable plus secure OnBase answer fits certain processes over organizations, from admissions processing plus review, including transcript capture plus transfer credit evaluation, to AP invoice processing. This end-to-end answer allows organizations to leverage existing hardware investments, integrate with student info systems plus ease administrative burdens about IT. For more info regarding OnBase, please see OnBase.com.

About Parchment

Parchment is a leading technologies firm permitting learners, educators plus companies to request, verify plus share credentials inside easy plus secure methods. The platform has aided millions of individuals plus thousands of universities plus colleges to exchange over 12 million transcripts plus alternative credentials worldwide. Founded in 2003, Parchment Inc. is headquartered inside Scottsdale, AZ, with offices inside Roseville, CA; Denver, CO; Grand Rapids, MI; Toronto, ON; plus Washington, DC. Follow Parchment about Twitter plus Facebook.


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When's the last time we checked the credit report? Chances are we haven't completed thus inside a while. The National Foundation for Credit Counseling's 2014 Financial Literacy Survey revealed which despite being capable to get an yearly free copy of their …
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"It's undoubtedly wise information — regarding half of the disadvantages about consumers' credit reports are from healthcare debt," mentioned Chi Chi Wu, staff lawyer at the National Consumer Law Center. Medical debt frequently winds up inside collections as a result of insurance …
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